Privacy &
Confidentiality

Information We Collect

American Heritage Lending, LLC collects various types of information to provide you with our lending services and to comply with legal and regulatory requirements. The information we collect includes:

• —Personal Identification Information: Name, address, phone number, email address, date of birth, Social Security number, and government-issued identification.
• —Financial Information: Income, employment history, bank account details, credit history, assets, liabilities, and other financial data necessary for loan evaluation.
• —Property Information: Details about the property you intend to purchase or refinance, including address, purchase price, and appraisal information.
• —Transaction Information: Records of your loan application, communications with our team, and payment history.

How We Use Your Information

We use the information we collect for the following purposes:

• —To process and evaluate your loan application and determine your eligibility for financing
• —To verify your identity and prevent fraud or unauthorized transactions
• —To communicate with you about your loan application, account status, and related services
• —To comply with legal and regulatory requirements, including anti-money laundering laws and lending regulations
• —To improve our services and develop new products that better meet your needs
• —To send you important updates, newsletters, and promotional materials (you may opt out at any time)

Data Protection and Security

We implement robust security measures to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction. Our security practices include:

• —Regular security audits and vulnerability assessments to identify and address potential risks
• —Employee training on data privacy and security best practices
• —Access controls and authentication measures to ensure only authorized personnel can access your information
• —Secure disposal of physical and electronic records when they are no longer needed

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for marketing purposes. However, we may share your information in the following circumstances:

• —Service Providers: We may share information with trusted third-party service providers who assist us in processing loan applications, such as credit bureaus, appraisers, title companies, and underwriters.
• —Legal Requirements: We may disclose your information when required by law, court order, or government regulation, or to protect our legal rights and interests.
• —Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections.
• —With Your Consent: We may share your information with other parties when you provide explicit consent to do so.

Your Privacy Rights

You have certain rights regarding your personal information:

• —Access: You have the right to request access to the personal information we hold about you.
• —Correction: You may request that we correct any inaccurate or incomplete information.
• —Deletion: You may request deletion of your personal information, subject to legal and regulatory retention requirements.
• —Opt-Out: You may opt out of receiving marketing communications from us at any time.

To exercise any of these rights, please contact us at davidorloff@americanheritagelending.com or call +1 213-682-0203.

Contact Us

If you have questions or concerns about this Privacy and Confidentiality Policy, or if you wish to exercise your privacy rights, please contact us: